About Us

We’re the leaders in creating affordable mortgages that fit every budget.

Who we are

We’re more than just mortgage professionals

At Pines to Palms Lending, we’re more than just mortgage professionals — we’re your trusted partners in the home financing journey.
As a Florida-based team backed by the national strength of NEXA Mortgage, we combine deep local knowledge with access to hundreds of top lenders to bring you the best possible options.

From Cape Coral to the Keys, we’re helping Floridians move with confidence, one home at a time.

Low rates and affordable monthly payments.

Whether you’re buying your first home in Cape Coral, upgrading to a luxury property in Naples, or expanding your investment portfolio across the Gulf Coast, our team is here to help you succeed — from the first conversation to the final closing.

Home Purchase

Whether you're buying your first home or upgrading, we make the mortgage process simple, smooth, and stress-free.

Refinance

Refinance your mortgage to reduce monthly payments, shorten your loan term, or access your home’s equity.

Loan Options

Whether you're a first-time buyer or refinancing, we offer a variety of loan options to fit your unique needs.