Pines to Palms Lending powered by NEXA Mortgage

Finance with us and receive a free Home Warranty!

Mortgages made easy,
Dreams made real!

Florida Mortgages Made Simple — Home Loans, Jumbo & Investor Financing, Self-Employed Programs, VA Loans, and Refinance Solutions Statewide

Our Services

Home Purchase Loan

Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable-OR build MORE equity with some updates!

Loan Options

Whether you're a first-time buyer or refinancing, we offer a variety of loan options to fit your unique needs.

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that new house fever.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you'll have better access to your options so you can see the next move.

Cash Out Refinance

Take advantage of your home's equity with a cash-out refinance. It's your cash-spend it how you need to!

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Why Choose Pines to Palms Lending?

Your Boutique Mortgage Partner in Southwest Florida – Powered by the Nation’s #1 Brokerage

At Pines to Palms Lending, we specialize in helping homebuyers, investors, and homeowners across Naples, Fort Myers, Cape Coral, and the greater Southwest Florida region secure the best mortgages in Florida — all with personalized, boutique-level service.

As part of NEXA Mortgage, the largest mortgage brokerage in the United States, we offer the strength of a national platform with access to hundreds of top lenders, wholesale mortgage rates, and an unmatched selection of home loan options. Whether you’re searching for the best mortgages in Naples, refinancing your existing home in Fort Myers, or exploring jumbo loans, VA loans, FHA, or investor financing in Cape Coral, we’ve got you covered.

Unlike big banks or call center lenders, our team brings a local touch and concierge-style service to every deal. We know that buying a home in Southwest Florida isn’t just a transaction — it’s a lifestyle move, an investment, and a dream. That’s why our clients trust Pines to Palms Lending as their go-to mortgage broker in Cape Coral, Naples, and beyond.

✔️ Mortgages in Florida tailored to you
✔️ Best mortgage rates in Cape Coral & Naples
✔️ Local expertise with national buying power
✔️ Flexible programs for self-employed borrowers, investors, veterans & first-time buyers

When you work with Pines to Palms, you’re not just getting a loan – you’re getting a dedicated partner who’s with you every step of the way, from application to closing.

Established Since

2003

Talk with a Lending Specialist.

Speak with a lending expert today. Get clear answers and personalized guidance.